GE Money Home Equity Line of Credit (HELOC)
GE Money Home Equity Installment Loan
Financing Home Improvements
Reputable Home Improvement Lending Companies
Finding the right lender can seem tricky but it’s never been easier to check with multiple companies then it is right now. It is recommended that you check with at least 2-3 companies so you know what your options are. Check with your local bank and/or one of the recommended lenders below.
Countrywide Home Loans – helps homeowners – even those with less-than-perfect credit – access their home’s equity to get cash, consolidate debts, and lower monthly expenses. They offer an quick and simple online form to get approved.
Go Apply – Get free loan quotes in minutes from Go Apply. Fill out their short form and they will match you with multiple licensed lenders for free, no obligation quotes!
Financing Information for Your Home Improvement Project
A home improvement project is usually a major purchase which needs to be planned. There are a number of payment options available to you. Your needs and financial situation will likely determine which is the right one for you although more than one may work for any specific individual.
Cash – the obvious one. If you don’t fit into the group that can pay for major repairs by simply opening your check book don’t worry, you’re not alone.
Credit Card – while credit cards will typically have a higher interest rate this may be a reasonable alternative for a smaller project that you believe can be paid off in a few months.
Contractor Payments – it’s not necessarily common but there are contractors that will either offer you financing themselves or through a company partner.
Home Improvement Loan – this is likely the most common alternative for large home improvement needs. There are a number of options available to you. Again, your individual situation will likely narrow the list for you.
- Mortgage/Re-financing a Mortgage
- Equity Loan or Equity Line of Credit
- Home Improvement Loan
- Personal Loan
Be certain you are looking at only reputable lending companies when it comes to researching a loan. Never allow yourself to be rushed into making a decision or signing any papers.